Paytm is hiring for the position of Credit Risk Analyst in Noida, India. Candidates with a Bachelor’s Degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
| Company Name | Paytm |
| Position | Credit Risk Analyst |
| Qualifications | Bachelor’s Degree |
| Experience | 0-3 (Years) |
| Location | Noida, India |
Key Responsibilities:
- Analyze credit risk across various products, including merchant loans and personal loans.
- Liaise with the business team to understand credit risk policies and ensure their effective implementation on the platform.
- Implement credit risk policies on the organization’s proprietary platform in alignment with business and regulatory requirements.
- Monitor the performance of credit risk policies and provide feedback to the Product and Policy teams on areas of success and improvement.
- Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to strengthen risk evaluation.
- Conduct testing and scenario analysis to assess the effectiveness and resilience of credit risk policies.
- Monitor key risk indicators (KRIs) and deliver actionable insights to management for informed decision-making.
- Ensure compliance with regulatory guidelines and internal risk management policies.
- Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.
Eligibility Criteria:
- Possess 0–3 years of professional experience, preferably within a fintech or banking environment.
- Demonstrate proficiency in SQL and Python for data analysis, data manipulation, and problem-solving tasks.
- Exhibit strong analytical, problem-solving, and communication skills.
- Show the ability to work effectively in a fast-paced and dynamic environment while collaborating with cross-functional teams.
- Hold a B.Tech degree from NIT, BITS, or any other reputed institution.
About Company:
Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid – Buy Now, Pay Later.
How To Apply?
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