Axis Bank is hiring for the position of Credit Analyst in across India. Candidates with a Graduate or Post Graduate degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
Company Name | Axis Bank |
Position | Credit Analyst |
Qualifications | Any Graduate/ Post Graduate/ MBA |
Batch | Any Batch |
Experience | 0 – 1 (Years) |
Location | Across India/ Work From Home |
Key Responsibilities:
- Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities.
- Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement.
- Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc.
- Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations.
- Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information.
- Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer.
- Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes.
Eligibility Criteria:
- Graduation/ Post Graduation from a recognized institute
Preferred skills:
- Ability to manage complex client situations.
- Good communication (both verbal and written) skills in both English and the local language.
- Ability to handle pressure and meet deadlines.
- Good networking and relationship-building skills.
- Knowledge of banking products and services.
About Company:
Axis Bank is India’s third largest private sector bank. The bank provides a full range of financial services to customers in the Large and Mid-Corporate, MSME, Agriculture, and Retail Business segments. As of March 31, 2021, the bank had 4,594 domestic branches (including extension counters), 11,333 ATMs, and 5,710 cash recyclers spread across the country. As of March 31, 2021, the bank had 6 Virtual Centres and over 1500 Virtual Relationship Managers.
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