PhonePe is hiring for the position of Analyst, Credit Risk Management in Bangalore, India. Candidates with Bachelor’s Degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
| Company Name | PhonePe |
| Position | Analyst, Credit Risk Management |
| Qualifications | BE/ B.Tech |
| Experience | Freshers/ Experienced |
| Location | Bangalore, India |
Key Responsibilities:
- Develop and implement risk strategies to effectively manage fraud and credit risk across lending business operations.
- Evaluate and leverage alternative data sources to strengthen risk assessment and risk management frameworks.
- Design, develop, and enhance predictive risk models to support informed lending decisions.
- Communicate analytical findings, insights, and recommendations clearly to stakeholders across business and technical teams.
- Monitor and assess the effectiveness of risk solutions and drive continuous improvements to optimize performance.
- Apply a strong technical and analytical approach while considering the business impact and strategic implications of risk management initiatives.
Eligibility Criteria:
- Hold a B.Tech or B.E. degree from a Tier-I or Tier-II institution.
- Demonstrate proficiency in SQL, Python, and Microsoft Excel for data analysis and problem-solving.
- Possess experience with statistical and predictive modeling techniques, including Decision Trees, XGBoost, or similar methodologies.
- Exhibit strong agility, collaboration, and communication skills in cross-functional work environments.
- Demonstrate excellent analytical thinking and problem-solving abilities to address complex business challenges.
- Be highly data-driven, with the ability to balance analytical insights with business objectives and priorities.
- Thrive in a fast-paced, competitive, and results-oriented environment while consistently delivering high-quality outcomes.
About Company:
PhonePe was founded in December 2015 and has emerged as India’s largest payments app, enabling digital inclusion for consumers and merchants alike. With 46+ crore (460+ Million) registered users, one in four Indians are now on PhonePe. The company has also successfully digitized 3.5+ crore (35+ Million) offline merchants spread across Tier 2,3,4 and beyond, covering 99% pin codes in the country. PhonePe is also the leader in Bharat Bill Pay System (BBPS), processing over 45% of the transactions on the BBPS platform. PhonePe forayed into financial services in 2017, providing users with safe and convenient investing options on its platform. Since then, the company has introduced several Mutual Funds and Insurance products that offer every Indian an equal opportunity to unlock the flow of money and access to services. PhonePe has been recognized as the Most Trusted Brand for Digital Payments as per the Brand Trust Report for two consecutive years (2022 & 2023) by Trust Research Advisory (TRA).
How To Apply?
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