Razorpay is hiring for the position of Junior Analyst – Risk Management in Bangalore, India. Candidates with a Bachelor’s Degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
Company Name | Razorpay |
Position | Junior Analyst – Risk Management |
Qualifications | Bachelor’s degree |
Batch | 2019/ 2020/ 2021/ 2022/ 2023/ 2024 |
Experience | 1 (Years) |
Location | Bangalore, India |
Key Responsibilities:
- Monitor transactions and merchant activities to detect potential risks or fraudulent activities and take immediate corrective action.
- Manage transaction queries and resolve discrepancies arising from customer disputes efficiently.
- Collaborate with partner banks and the Cybercell to address chargebacks and customer disputes, ensuring timely recovery and minimizing financial losses.
- Engage with merchants and customers to understand their concerns and provide effective resolutions.
- Propose innovative process enhancements to mitigate risks and reduce monetary losses.
Eligibility Criteria:
- Hold a Bachelor’s degree with a minimum of 1 year of experience in Transaction Monitoring, KYC, or AML processes.
- Possess knowledge of customer support applications or CRMs such as Freshdesk.
- Familiar with stages and levels of chargebacks, penalties involved at the arbitration stage, technical chargebacks, and Visa/Mastercard guidelines, including fraud-related reason codes.
- Exhibit strong interpersonal skills with a friendly and professional demeanor over phone and email.
- Demonstrate exceptional verbal and written communication skills.
- Possess excellent listening skills to understand, anticipate, and resolve queries from various stakeholders effectively.
- Display strong attention to detail and accuracy with excellent organizational and multitasking abilities, including identifying anomalies or suspicious behaviors.
About Company:
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses – big and small – accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
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