JPMorgan is hiring for the position of Credit Risk – Analyst in Mumbai, Bangalore, India. Candidates with a Bachelor’s/ Master’s Degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
| Company Name | JPMorgan Chase & Co. |
| Position | Credit Risk – Analyst |
| Qualifications | Bachelor’s Degree |
| Batch | Any Batch |
| Experience | 0 – 5 (Years) |
| Location | Mumbai, Bangalore, India |
Key Responsibilities:
- Collaborate with Underwriters and Lending Specialists to input terms and conditions from credit approvals and legal documents into the corporate credit platform.
- Establish and monitor proper connections between Corporation Credit Systems.
- Coordinate internally with staff (Underwriters, Lending Specialists, Wholesale Loan Services) and externally with stakeholders (customers, legal counsel) to ensure accurate booking of approved facilities for loan closings.
- Coordinate global approval for cross Lines of Business requests, including customer exposure managed by units outside the family responsibility area.
- Ensure accuracy of Country of Risk allocations and obtain Senior Country Officer concurrence if necessary.
- Assist in issuing letters of credit and amendments, and oversee ARC LC queues for approval of new and evergreen LCs.
- Manage and monitor credit exposure information on corporate credit systems.
- Handle administrative aspects of portfolio management on a daily basis, including identifying outstanding unlinked items, over limits, temporary facility extensions, or increases.
- Support information needs arising from internal and external examinations, portfolio reviews, credit audits, and quality reviews.
- Manage market and Lines of Business transfers as clients and facilities transition to new markets or other Lines of Business.
- Create and maintain client information records in internal systems.
- Keep regulatory reports updated for CCAR dates following loan setup.
- Manage unilateral notice mailing and tracking tasks.
- Identify trends pertinent to the market, individuals, or processes, and propose training or process enhancements.
- Take part in strategic initiatives, such as integrating the Loan Doc Platform to streamline DocuSign and WLS activities.
- Implement Signature Validation processes to verify valid client signatures.
- Ensure uniform global utilization of key data elements, including Reg U form and execution, Reg Z minimum amounts, and specific Operational flags and RRC codes related to evergreen and purpose credits.
- Engage in relevant global consistency improvement projects.
Eligibility Criteria:
- Bachelor’s degree (B.A., B.S.) or equivalent relevant work experience.
- Proficiency in MS Office, MS Excel, and SharePoint.
- Possess 0-5 years of experience in a Financial Services environment.
Preferred skills:
- Familiarity with legal documentation, including the ability to comprehend legal terms and conditions.
- Capability to engage with various levels of management across the organization.
- Ability to represent AWM in all working groups involved in decision-making for the business.
- Understanding of credit concepts, policy/regulatory frameworks, and loan and derivative products.
- Familiarity with Credit Risk Infrastructure, tools, and processes (such as ARC, EN, SRGT, CRRT, OWL, SELM, etc.) is advantageous.
- Strong technical skills, including proficiency in Excel, data mining and management, and Microsoft Office.
- Transformation skills are beneficial, including familiarity with Signavio, Alteryx, and Xceptor.
About Company:
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
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