Capco is hiring for the positions of Credit Analyst in across India. Candidates with a Bachelor’s/ Master’s Degree are eligible to apply for this position. The complete information, eligibility criteria, and requirements are provided below.
Job Description:
| Company Name | Capco |
| Position | Credit Analyst |
| Qualifications | Bachelor’s/ Master’s Degree |
| Experience | Experienced |
| Location | Across India |
Key Responsibilities:
- Perform credit underwriting and appraisal for corporate and wholesale banking clients, including the preparation of detailed credit reports.
- Prepare end-to-end credit proposals covering industry and peer analysis, risk assessment, internal credit ratings, documentation, and collateral evaluation.
- Conduct comprehensive financial analysis, including cash flow, working capital, leverage, enterprise value (EV), and financial ratio analysis.
- Evaluate loan structures, including term loans, working capital facilities, and trade finance exposures.
- Assess financial and non-financial covenants and monitor compliance with approved terms and conditions.
- Analyze collateral and security structures for both fund-based and non-fund-based credit facilities.
- Develop, review, and maintain financial models and business projections to support credit assessment and decision-making.
Eligibility Criteria:
- Possess 2–5 years of relevant experience in Corporate Banking or Wholesale Banking credit roles.
- Demonstrate strong experience in credit appraisal for large corporate and mid-market clients.
- Possess a solid understanding of banking products, including Cash Credit (CC), Overdraft (OD), Term Loans, Bank Guarantees (BG), and Letters of Credit (LC).
- Demonstrate expertise in financial statement analysis, credit risk assessment, and credit rating frameworks.
- Possess proficiency in financial modelling, forecasting, and financial analysis.
About Company:
Capco, a Wipro company, is a global technology and management consultancy specializing in driving digital transformation in the financial services industry. With a growing client portfolio comprising of over 100 global organizations, Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to deliver end-to-end data-driven solutions and fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting-edge ingenuity is brought to life through its Innovation Labs and award-winning Be Yourself At Work culture and diverse talent.
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